Terms & Conditions

Introduction

These Terms and Conditions ("Terms") govern your use of the T964 website and services. By accessing or using our services, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our services.

Acceptance of Terms

By accessing and using our website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. These Terms apply to all users of our services.

Use of Our Services

You may use our services for lawful purposes only. You agree not to use our services:

• In any way that violates applicable laws or regulations
• To transmit harmful, offensive, or inappropriate content
• To interfere with or disrupt our services or servers
• To attempt unauthorized access to our systems
• For any commercial purpose without our express written consent

Intellectual Property Rights

All content, features, and functionality on our website are owned by T964 and are protected by copyright, trademark, and other intellectual property laws.

Our Content

You may not reproduce, distribute, modify, or create derivative works of our content without our express written permission.

User Content

By submitting content to us, you grant us a non-exclusive, royalty-free license to use, modify, and display such content for business purposes.

Disclaimers

Our services are provided "as is" and "as available" without warranties of any kind. We disclaim all warranties, express or implied, including:

• Merchantability and fitness for a particular purpose
• Non-infringement of third-party rights
• Accuracy, reliability, or completeness of information
• Uninterrupted or error-free operation

Limitation of Liability

To the maximum extent permitted by law, T964 shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of our services, even if we have been advised of the possibility of such damages.

Indemnification

You agree to indemnify and hold harmless T964 from any claims, damages, or expenses arising from your use of our services or violation of these Terms.

Termination

We reserve the right to terminate or suspend your access to our services at any time, without notice, for conduct that we believe violates these Terms or is harmful to other users or our business.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of Iraq, without regard to conflict of law principles. Any disputes shall be resolved in the courts of Baghdad, Iraq.

Changes to These Terms

We reserve the right to modify these Terms at any time. We will notify users of significant changes by posting the updated Terms on our website. Your continued use of our services after changes constitutes acceptance of the new Terms.